ETHOS Captive Insurance

Ethos was created to transform how Domino’s franchisees experience insurance.

Available Coverage

In All 50 states!

Ethos policies are issued on A.M. Best A+ (Superior) XV rated insurance paper, on admitted basis, ensuring financial strength behind every policy.

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Business Owners Policy

Foundational property and liability protection for fast-paced food service operations with constant daily exposure.

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Hired and Non-Owned Auto Business Owned Auto

Critical protection when employees use personal vehicles for business delivery operations. Business Owned Auto Available too

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Workers Comp

Designed for labor-intensive environments, supporting injured employees while controlling long-term claim costs.

By integrating culture, technology and data-driven accountability, Ethos delivers safer operations, lower costs, and shared profitability across all members.

Our mission is simple: create a culture that saves lives, lowers costs, and 100% of the profits flow back to members.